This is a product disclosure statement for the Commonwealth Bank of Australia related to financial hedging tools for agricultural producers. A Product Disclosure Statement (PDS) aims to provide enough information to help individuals decide whether any of the financial products listed in this document will meet the needs of farmers. It also helps compare products with competing products. This PDS provides information about Agricultural Swap (AS), Agricultural Participating Swap (APS), Agricultural Option (AO) and Agricultural Collar (AC) (collectively known as Agricultural Commodity Risk Management Transactions).