Toby Behrmann has over 20 years of experience structuring and deploying financial solutions in emerging economies. Prior to Global Parametrics, he started his career at AIG, before running his own direct to consumer insurance agency and then starting up a financial services administrator serving countries such as Nepal and Myanmar. Toby is considered a leading expert in disaster risk finance, how it can be used to protect the most vulnerable against the economic effects of climate change and how to make sure that no one is left behind.