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Ghana Agricultural Insurance Programme

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Sub-Saharan Africa
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The Ghana Agricultural Insurance Programme (GAIP) was launched in 2011. It has developed the first agricultural insurance for Ghana and thereby initiated a key adaptation measure to climate change. 19 Ghanaian insurance companies which form the Ghana Agricultural Insurance Pool ensure a solid financial foundation. The product range currently focuses on drought index insurance for maize and soya. Targeted research allows a constant broadening of the product range. For 2013 the Technical Management Unit (TMU) plans an area yield index insurance pilot, a wind cover for rubber and banana as well as aggregate loss of investment options for commercial farmers. The great response and continuous interest shown shown by farmers, input dealers and banks motivates the GAIP team to further develop agric insurance for this country. GIZ proudly supports the set-up of GAIP with itsInnovative Insurance Products for the Adaptation to Climate Change (IIPACC) project.